Abhishek Kumar, market analyst for Financial Insights' Asia/Pacific IT Benchmarking Advisory Service, says, "We see three spending patterns in IT investments among Vietnam's banks. The smallest banks will focus on making basic upgrades to their infrastructure, and the top-tier state-owned banks continue to rely on government-supported budgets to allow them to undertake large-scale technology projects. Among the middle-tier, more dynamic joint-stock banks, however, we observe a more effective approach to technology investments resulting in a harmonious match between investments needed and available resources."
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Publisher: IDC Research (January 10, 2007)